FRANK A. GARGANO, CLU, ChFC, TPCP

For almost 30 years, Frank A. Gargano has delivered significant value to his clients as an Independent Financial Advisor, as they address their short-term needs and plan ahead for their long-term goals. Offering an enhanced client experience, Frank addresses the needs of those looking to create a solid retirement plan as they accumulate wealth. Since Frank develops lifetime relationships with his clients, he can easily assist in all phases of his client’s unique plan.

Frank is a graduate of Rutgers University with a dual major in accounting and economics. He began his career as a Tax Manager and Tax Accountant with a Fortune 500 corporation. This experience allows him to specialize in the tax efficiency of each plan he develops with his clients, helping them make the most of their hard-earned money.

Frank specializes in the following areas:

• Goals-Based Wealth Management
• Tax Efficient Retirement Planning
• Suitable Investment Selections
• Insurance Strategies in Life, Health, and Extended Care
• Estate Planning for the Next Generation
• Charitable Giving and Legacy Planning
  
  

Additionally, as a business owner for over 35 years, Frank has a unique perspective on selecting appropriate strategies for business owners as they move through various developmental phases of the business cycle.

Frank holds Series 6, 7, 63, and 65 securities registrations and a Life and Health Insurance License in various states. He holds the professional designation of Chartered Life Underwriter (CLU) and the Chartered Financial Consultant (ChFC) designations from the American College, Bryn Mawr, Pennsylvania.

Frank and his wife and business partner, Linda, reside in Wall Township, NJ; they have three children. He
enjoys reading history books, watching old movies, and he is a life-long New York Mets fan.

Linda Gargano has worked in the financial industry for over 40 years and has a wealth of experience to lend to each client. Linda joined Frank at his firm in 2019, where she manages all technology, support, and implementation. She works closely with Frank to provide solutions to his clients as she specializes in  both risk and financial analysis.

Before joining Frank, Linda had an extensive career in the financial industry. She worked at The Bank of New York Mellon, a global banking and financial services company, where she was Vice President and Chief Administrative Officer. Linda was a project management specialist as well as managing several client service teams. She developed her passion for client education as she was responsible for client training on various bank systems while at The Bank of New York Mellon.

While working at The Bank of New York Mellon, Linda received the Client Service Excellence award to recognize her outstanding service and dedication.

Linda graduated Summa Cum Laude from Fairleigh Dickinson University with a degree in Finance. She holds Series 66 and 7 securities registrations and a New Jersey Life and Health Insurance License.

Linda provides an excellent balance to the firm as she uses her skills in financial analysis and project management. She is committed to providing all of their clients with the highest level of service.

Linda is a gourmet cook and an avid runner; she looks forward to participating in races and supporting local groups.