FRANK A. GARGANO, CLU, ChFC, TPCP

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Celebrate Labor Day

Text: A time to appreciate those who tirelessly strengthen our nation. LABOR DAY. Image: People enjoying a day off from work at an amusement park.

Text: As we transition from summer to fall, remember to honor our dedicated workforce. Images: A family sharing an affectionate moment at the beach. A man with a hat working in a large amber field.

Text: Savor the last rays of summer sunshine and celebrate the hard work that surrounds us. Image: A person walking silhouetted against a cloudy blue sky.

Text: Wishing you a relaxing and enjoyable Labor Day. Image: Several people sitting, silhouetted against a lightly clouded blue sky, visiting and listening as someone plays a guitar.

Contact

Office: (732) 681-4733

Fax: (732) 681-5811

1606 Walton Way

Wall Township, NJ 07753

garganof@ceteranetworks.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Securities offered through Cetera Wealth Services, LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.

Cetera Networks, Cetera Wealth Management Group, Cetera Wealth Partners, and Summit Financial Networks are all distinct communities within Cetera Wealth Services, LLC.

Investments are: • Not FDIC/NCUSIF insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency.

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Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

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